This policy is effective as of May, 2016



Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and transaction history
  • Payment history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.


All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Banc of California, N.A. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Banc of California share? Can you limit this sharing?
For our everyday business purposes — Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes — To offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes — information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes — information about your credit worthiness No We don’t share
For nonaffiliates to market to you No We don’t share



Call 1-888-801-0220 or go to

Who We Are

Who is providing this notice? 

Banc of California, National Association

What We Do

How does Banc of California protect my personal information? 

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Banc of California collect my personal information? 

We collect your personal information, for example when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can’t I limit all sharing? 

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes — information about your credit worthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.



Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include Banc of California Inc.
  • CS Financial Inc.


Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Banc of California, N.A.  does not share with nonaffiliates so they can market to you.

Joint marketing 

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include card associations and other financial institutions.

Other Important Information

California Residents

California law gives you the right to opt out of certain sharing. We will provide a separate form entitled “Important Privacy Choice for Consumers” describing these rights.

Nevada Residents 

We are providing you this notice pursuant to Nevada law. If you prefer not to receive marketing calls from us, you may be placed on our Internal Do Not Call List by calling 1-888-801-0220, or by writing to us at 18500 Von Karman Ave., Suite 1100, Irvine, CA 92612.

Vermont Residents

State law requires financial institutions to obtain your consent prior to sharing information about you with companies outside of Banc of California, N.A. Therefore, we will not share information we collect about you with nonaffiliated third parties, except as permitted by Vermont law.