This policy is effective as of May, 2016
WHAT DOES BANC OF CALIFORNIA, N. A. DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and transaction history
- Payment history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Banc of California, N.A. chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
|Does Banc of California share?||Can you limit this sharing?|
|For our everyday business purposes — Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes — To offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||Yes||No|
|For our affiliates’ everyday business purposes — information about your transactions and experiences||Yes||No|
|For our affiliates’ everyday business purposes — information about your credit worthiness||No||We don’t share|
|For nonaffiliates to market to you||No||We don’t share|
Call 1-888-801-0220 or go to www.bancofcal.com
Who We Are
Who is providing this notice?
Banc of California, National Association
What We Do
How does Banc of California protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Banc of California collect my personal information?
We collect your personal information, for example when you
- open an account or deposit money
- pay your bills or apply for a loan
- make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes — information about your credit worthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Our affiliates include Banc of California Inc.
- CS Financial Inc.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Banc of California, N.A. does not share with nonaffiliates so they can market to you.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include card associations and other financial institutions.
Other Important Information
California law gives you the right to opt out of certain sharing. We will provide a separate form entitled “Important Privacy Choice for Consumers” describing these rights.
We are providing you this notice pursuant to Nevada law. If you prefer not to receive marketing calls from us, you may be placed on our Internal Do Not Call List by calling 1-888-801-0220, or by writing to us at 18500 Von Karman Ave., Suite 1100, Irvine, CA 92612.
State law requires financial institutions to obtain your consent prior to sharing information about you with companies outside of Banc of California, N.A. Therefore, we will not share information we collect about you with nonaffiliated third parties, except as permitted by Vermont law.